Giving someone “good advice” is rarely enough. Most of us already know what we should do, or what the right answer is…yet often times we still do the opposite. Advice moves from being “good” to being “effective” when it is tailored and delivered in such a way that actually spurs the behavioral change needed to attain the desired outcomes.
The prospect of major tax reform is obviously playing a very prominent role on the political stage right now. Given the current focus, we thought we’d write about a widely debated symbol of supply side economic theory - the Laffer Curve.
In order to generate returns in excess of the risk free rate (think FDIC insured savings accounts at banks which are as close to “risk free” as you can get), one will have to take on some degree of risk, which could lead to a loss of principal. As the saying goes, “you can’t have your cake and eat it too.” Or can you?
Since we can’t predict the future with any level of confidence, we chose to take a more humble approach to investing which spreads risk across as many different, non-correlated investments as possible as well as using trend following techniques to provide some downside protection on our publicly traded investments.
I recently read Michael Lewis’ new book entitled The Undoing Project which is all about the history of behavioral economics, which is a discipline that has created a paradigm shift in my understanding of human behavior. In this week’s post we will share one of the many stories from the book and explain how it relates to investment decisions.
Next Tuesday our congressional leaders will return from their August break and begin what is sure to be an exciting fall session. Among many other things, they face the start of a new fiscal year, meaning one of the top priorities in coming weeks will be budget negotiations which could culminate in a standoff between the Capitol and the White House.
Investors have been worried about rising rates and what a rising rate environment means for their bond investments. In response, some investors have concluded that it is better to hold individual bonds versus a bond fund.In today’s post, we’ll unpack why it is a misconception to believe that individual bonds are somehow less risky than bond funds.
Since the economy and markets climbed their way out of the dredges of the financial crisis there has been an exhausting volume of work produced warning of the next major market collapse. But what about the risk of consistently rising prices? What kinds of psychological and emotional impacts do stock prices have when they just won’t quit?
Over the past year, we have spent a good amount of time researching different options for our clients in the private equity space. In today’s post, we will look at private equity from a very high level to explain what it is exactly and why it might be a good addition to a well-diversified portfolio.
Running a $48,300 check through the shredder was a potent reminder of why it’s so important to pursue client relationships in which long-term financial interests are aligned between client and advisor, something that has been a priority for us since day one.
In his “Robcast” entitled How To Think About The News, speaker and author Rob Bell unpacks some compelling thoughts on how we might apply ancient wisdom to our modern day relationship with the news, media and the general flow of information in the digital age.
Today, Season Investments manages around 60 accounts on the Lending Club platform where we actively select loans for our clients through our preset screening criteria. In today’s post, we will look at how these accounts have performed and what we think about this space going forward.