Season Investments

Download a copy of our ADV Part 3, Customer Relationship Summary HERE.  facebook-logo.pngtwitter.pnglinkedin-logo.png

INSIGHTS

The Cost of Paying Attention

Posted on Jul 23, 2019

Last week we re-introduced a four-part Weekly Insight series on how the regular consumption of news might actually be detrimental to decision making. We covered the first five “toxic dangers” of news as laid out in Rolf Dobelli’s research paper entitled "Avoid News: Towards a Healthy News Diet" and this week we will cover the next five dangers.

Brain Sugar

Posted on Jul 16, 2019

The constant consumption of news does not allow us to predict the future with any certainty, and there is no guarantee that it will even make us better money managers over the course of our career. In reality, "news is to the mind what sugar is to the body."

Anger Drives out Reason

Posted on Jul 9, 2019

The topic of debating the merits and pitfalls of capitalism versus socialism has continued to gain traction over the past decade as more and more people are “feeling left behind” by the current system.

Monkey See, Monkey…

Posted on Jun 11, 2019

The age of the internet has ushered in numerous modern conveniences that many would have thought impossible just a few decades ago. But along with all the benefits technology has brought into our lives, it has also ushered in some drawbacks including what we now call FOMO or what has always been known as just plain old jealousy.

Wishful Thinking

Posted on May 21, 2019

Baby Boomers are the first generation to be entering retirement in worse financial shape than the previous generation since Harry Truman was president. As Shakespeare once opined, “Expectation is the root of all heartache.” It appears to us that there is a large amount of retirement heartache on the horizon for many Americans.

A Financial Tapeworm

Posted on May 7, 2019

In this series, we’ve claimed that that the problems we’re facing really stem from misguided and unrealistic expectations. This week we highlight another area of our country’s financial underbelly where mismanagement and poor leadership has created what Warren Buffett once described as a “financial tapeworm”.

A Political Hot Potato

Posted on Apr 23, 2019

Last week we introduced a short series on the retirement crisis in America rooted in unrealistic expectations embedded in three categories: social security, public and private pensions and individual savings rates. This week we’ll focus on the future outlook for America’s social security system.

Retirement Heartache

Posted on Apr 9, 2019

It’s National Retirement Week in America, and I think the planning and execution of individual retirements is an area where setting appropriate expectations is incredibly important - not only for emotional reasons but also because math doesn’t tend to care about our feelings. Unfortunately, the retirement outlook in our country is not looking great.

Is MMT A Free Lunch?

Posted on Mar 26, 2019

If you have been paying attention to the current political landscape, chances are you have heard the acronym MMT thrown around. But what exactly is MMT? In today’s post we will try to answer this question by boiling it down to its foundational substance.

The Virtuous Circle

Posted on Mar 19, 2019

The Fed’s aggressive and creative policy response to the financial crisis is one of the most controversial and widely misunderstood financial topics in the modern era. The impact of the Fed’s actions on the real economy is debatable, but few would argue it has had significant influence on the psychology of financial market participants.

Behind The Curtain

Posted on Mar 12, 2019

The Federal Reserve is tasked with promoting high employment and low inflation via the effective management of money and interest rates. But how? Let’s pull back the curtain on the three primary policy tools the Fed uses to implement policy.

A Three Legged Stool

Posted on Feb 26, 2019

Our last several posts have covered the history of banking in the United States, starting around the time of the Revolutionary War and leading up to the modern era of central banking. We shift gears this week to an examination of how the US Federal Reserved is structured and the roles of its various branches.