Season Investments



You Don't Always Get What You Pay For

Posted on May 26, 2015

This week we continue the discussion on risk by looking at the erosive impact that unnecessary fees and expenses can have on a person’s long-term wealth accumulation. Think of fees and expenses as reverse compounding –annualized costs might not be eye-popping at first glance, but over time their compounded effects can be substantial.

Keeping the End in Mind

Posted on May 19, 2015

No one wakes up in the morning thinking, “Today is the day to plan for my demise,” which is why so many people go through lives under-insured without a will or estate plan in place. Today we will look at the risk of not planning for the future of our assets after we pass away.

Tell Your Money Where To Go

Posted on May 12, 2015

When we talk about financial risk most of our us jump straight to the potential for catastrophic events such as a stock market collapse, being laid off at work, or incurring significant medical expenses. But today we’re going to take a step back and discuss a more subversive risk that can (and does) impact nearly all of us – the risk of not saving enough money.

The Cost of Being Human

Posted on May 5, 2015

So many people are eager to accumulate and grow financial wealth, yet they exhibit the exact opposite behaviors needed to do so. The principles that lead to financial gain and long-term investment success are not shrouded in mystery. There is no secret sauce or hidden formula, and in theory it is really quite theory.

Deviating on the Definition of Risk

Posted on Apr 28, 2015

Over the next several weeks we will unpack the question "What is risk?" to explore different areas of risk people take in their finances and the best way to manage them. In today’s post we will start by looking at the most common definition of risk in finance: the standard deviation (or volatility) of portfolio returns.

Risky Thinking

Posted on Apr 21, 2015

When was the last time you sat down and thought long and hard about risk? An intentional and thorough consideration of the variety of risks you’re taking in life and why. Risk is an ever-present part of nearly every area of life, and as financial market participants we know that it’s part of the equation that cannot be eliminated.

The Power of Prediction

Posted on Apr 14, 2015

Being right about something tells the world around us that we are knowledgeable and wise. This is why so many financial pundits make brash predictions about the future to give themselves an aura of wisdom. In this week’s post we will look at an individual who was a huge benefactor of this practice and what we can learn from his story.

Labor Market Goes Out Like A Lamb

Posted on Apr 7, 2015

Last Friday the Federal Bureau of Labor Statistics released the jobs data for the month of March, and although the labor market entered the month like a lion, it went out like a lamb. This week we’ll unpack the current state of the jobs market by reviewing a series of charts.

A Creative Way To Save

Posted on Mar 31, 2015

One of the easiest and most convenient ways to spend is by using a credit card, which ends up being the downfall of many people’s savings plans as they end up living well beyond their means. But on the flip side, credit cards can also be useful tools that actually help people reach their savings goals if utilized responsibly.

Inflation Data In The Information Age

Posted on Mar 24, 2015

The sheer amount of information available to us in this day and age is absolutely mind-boggling. There are a number of ways to quantify and measure inflation, but one metric that has caught our eye recently is the State Street PriceStats Inflation Index, which measure real time changes in inflation.

The Greatest Fault

Posted on Mar 17, 2015

Everyone make mistakes, yet we have an inherent aversion to admitting them. This very human characteristic is a form of self defense by our ego that can counter-productive to being a successful investor and more importantly a well balanced individual.

Fasten Your Seatbelts

Posted on Mar 10, 2015

The market’s reaction to the strong jobs’ report on Friday was not pretty. About the only investment that was green on the day was the US dollar. The problem the Fed now faces is whether or not to raise rates under the deflationary pressure of a strong currency and lackluster growth in other developed countries.