Season Investments

Download a copy of our ADV Part 3, Customer Relationship Summary HERE.  facebook-logo.pngtwitter.pnglinkedin-logo.png


Plight of an NBA Superstar

Posted on Jul 12, 2016

As any casual NBA fan already knows, Kevin Durant was in the news last week with his decision to leave the OKC Thunder for this year's NBA Finals runner-up Golden State Warriors. His decision to abandon his team in order to join a rival was seen as a betrayal to say the least. Why is this move becoming more common place in the NBA?

A Royal Divorce

Posted on Jun 28, 2016

Last week’s referendum vote in the UK was the culmination of a debate that has been raging for several years on whether Britain should be part of the European Union. The vote in favor of a Brexit sent shock waves throughout the global financial markets which were by and large pricing in a "Remain" outcome.

There Will Be Cuts

Posted on Jun 21, 2016

There has been much to say in recent years about the looming “retirement crisis” in America. We have a general lack of financial preparedness that will become more and more felt as the population ages. The perceived safety net from pension plans across the nation may not be as secure as many retirees had hoped.

Mount Everest of Finance

Posted on Jun 14, 2016

Earlier this month more than 170,000 people in 91 countries worldwide sat for one of the three levels of the CFA exam. As a firm with both principals holding the CFA designation we are often asked about the credential, so in today’s post we will take a more in depth look at the designation.

Bad, Bad, Bad

Posted on Jun 7, 2016

Last Friday the US Department of Labor offered up a shocking, and largely confusing, jobs report for the month of May. Payrolls increased by just 38,000, the lowest in more than five years and a full 120,000 below the consensus expectation of a 158,000 increase.

More Decisions Under Uncertainty

Posted on May 31, 2016

With a short week and on the heels of last week's post, we have decided to do a re-post on the topic of Decision Analysis. This week's post looks at how to make rational versus emotional decisions in the face of uncertainty.

Part of the Game

Posted on May 24, 2016

The human brain processes information in a linear fashion, but we don't live in a linear world. Our world is a complex system with lots of moving parts and plenty of good old fashion chance/luck at play. As such, we shouldn't judge our decision making based on good or bad outcomes, but rather look at the process behind the decision being made.

A Billion Dollar Hiccup

Posted on May 17, 2016

Last Monday Lending Club shocked markets when it announced that its well-liked founder and CEO, Renaud Laplanche, had been asked by the board to step down. In response, the company’s stock price has dropped like a rock erasing nearly $1 billion in market value in a week. This week's insight looks at the specific implications of this news on our P2P investment strategy.

Have a Coke and a Smile

Posted on May 10, 2016

Jared Dillian, a recovering Wall Street trader, is near the top of our list of financial writers. His newsletters are both entertaining and dripping with insights that we don’t get anywhere else. This week we are linking to one of his recent publications in which he calls out some of the hypocrisy prevalent in our industry’s “conventional wisdom”.

Is Repatriation A Patriotic Duty?

Posted on May 3, 2016

As we all know, election years tend to dredge up a variety of widely debated topics and issues. One big one is tax policy. Where should tax rates be set? Who should be responsible for how much? These are questions that will always be highly contested, not just on the national stage but at the state and local level as well.

Ostrich Finance

Posted on Apr 26, 2016

In a recent study respondents were asked how they would pay for a $400 emergency. Rather surprisingly, 47% of the respondents indicated that they wouldn’t be able to cover the expense out of their savings or checking account balances. What does that say about our collective finances?

LendIt 2016 Takeaways

Posted on Apr 19, 2016

Last week I attended and spoke at a breakout session for the 2016 LendIt USA conference in San Francisco. For those that don’t already know, LendIt is a two day conference centering on the rapidly growing FinTech industry. There were over 3,500 attendees all soaking up the wealth of information on "alternative financing."