We're excited to bring this to our clients as yet another value-add offering in our lineup.
Peer to peer lending began emerging as the newest sector of the consumer credit markets nearly a decade ago. Since then, pioneers such as LendingClub.com and Prosper.com have grown the space to be a rapidly expanding multi-billion dollar marketplace. Peer to peer lending platforms offer an alternative channel for creditworthy borrowers to access credit while simultaneously shifting the opportunity for returns from traditional banks to individual investors.
Season Investments has been running its proprietary Peer to Peer Lending strategy for clients since mid-2014. Season's approach in this asset class targets returns in the mid to high single digits on average over full economic cycles while introducing additional diversification into a traditional portfolio. As such, Peer to Peer Lending offers one of the most attractive risk/return profiles of any asset class in today's market environment.