Season Investments

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WEEKLY INSIGHTS

Right Place, Wrong Time

Posted on Nov 14, 2017

There are many different ways to define risk when it comes to investing. But one risk that is often overlooked and rarely ever talked about is sequence risk. What is sequence risk you might ask? It is the risk of experiencing bad investment outcomes at the wrong time.

Deducing Deductions

Posted on Nov 7, 2017

While we will likely have more to say on tax reform in the coming weeks, we’d like to narrow in on a couple particular elements of the proposed reform in this post: the increase of the standard deduction, along with the related changes to the personal exemption and child tax credit.

The Perils of Low Volatility

Posted on Oct 31, 2017

Super accommodative monetary policy has been necessary to spur economic recovery and ensure markets don’t fall into a deflationary spiral. But these same policies which have kept interest rates at record lows for so long are creating vulnerabilities in the economy as debt levels continue to rise.

Is Good Advice Good Enough?

Posted on Oct 24, 2017

Giving someone “good advice” is rarely enough. Most of us already know what we should do, or what the right answer is…yet often times we still do the opposite. Advice moves from being “good” to being “effective” when it is tailored and delivered in such a way that actually spurs the behavioral change needed to attain the desired outcomes.

Cure Or Curse?

Posted on Oct 10, 2017

The prospect of major tax reform is obviously playing a very prominent role on the political stage right now. Given the current focus, we thought we’d write about a widely debated symbol of supply side economic theory - the Laffer Curve.

Having Your Cake & Eating It Too

Posted on Oct 3, 2017

In order to generate returns in excess of the risk free rate (think FDIC insured savings accounts at banks which are as close to “risk free” as you can get), one will have to take on some degree of risk, which could lead to a loss of principal. As the saying goes, “you can’t have your cake and eat it too.” Or can you?

Sleeping Well

Posted on Sep 26, 2017

Since we can’t predict the future with any level of confidence, we chose to take a more humble approach to investing which spreads risk across as many different, non-correlated investments as possible as well as using trend following techniques to provide some downside protection on our publicly traded investments.

Man vs. Machine

Posted on Sep 19, 2017

I recently read Michael Lewis’ new book entitled The Undoing Project which is all about the history of behavioral economics, which is a discipline that has created a paradigm shift in my understanding of human behavior. In this week’s post we will share one of the many stories from the book and explain how it relates to investment decisions.

Up Against A Wall

Posted on Aug 29, 2017

Next Tuesday our congressional leaders will return from their August break and begin what is sure to be an exciting fall session. Among many other things, they face the start of a new fiscal year, meaning one of the top priorities in coming weeks will be budget negotiations which could culminate in a standoff between the Capitol and the White House.

Ignorance Isn't Bliss

Posted on Aug 22, 2017

Investors have been worried about rising rates and what a rising rate environment means for their bond investments. In response, some investors have concluded that it is better to hold individual bonds versus a bond fund.In today’s post, we’ll unpack why it is a misconception to believe that individual bonds are somehow less risky than bond funds.

Fear Of Missing Out

Posted on Aug 15, 2017

Since the economy and markets climbed their way out of the dredges of the financial crisis there has been an exhausting volume of work produced warning of the next major market collapse. But what about the risk of consistently rising prices? What kinds of psychological and emotional impacts do stock prices have when they just won’t quit?

The Private Equity Advantage

Posted on Aug 8, 2017

Over the past year, we have spent a good amount of time researching different options for our clients in the private equity space. In today’s post, we will look at private equity from a very high level to explain what it is exactly and why it might be a good addition to a well-diversified portfolio.